“INCOME FORMULA”
Up to 9.24% per annum in USD
Monthly payments
3 issuers in one portfolio
Minimum investment from $500
A ready-made foreign currency bond portfolio from Freedom experts
One portfolio — three sources of income
“Income Formula” brings together three foreign currency bond issues with different maturities, rates and issuer profiles.
60% — Agat Credit
Up to 11.5%
per annum
Term: 2 years
Payments: monthly
The portfolio’s main income-generating component. The issue is backed by a $12.3 million insurance policy from Apex Insurance JSC covering the issue’s principal and interest.
20% — Poytaxt Bank
8.5% per annum
Term: 1 year
Payments: monthly
The shortest-term component of the portfolio. After 12 months, the investor receives the face value of the bonds back.
20% —
Asia Alliance Bank
7% per annum
Term: 3 years
Payments: quarterly
The bank has operated in the market for 17 years and holds a Moody’s international credit rating of B1 with a stable outlook.
Why this allocation?
The portfolio combines income, staggered capital repayments and investments spread across three issuers
Up to 9.24% per annum in US dollars
The portfolio’s weighted average yield is up to 9.24% per annum
Regular income
Agat Credit and Poytaxt Bank pay coupons every month. Once a quarter, Asia Alliance Bank payments are added
Bond ladder
Part of the investment is repaid after 1 year, part after 2 years and the remainder after 3 years. You do not have to wait for a single maturity date for the entire portfolio
Diversification
Investments are spread across two banks and a microfinance institution whose bond issue is fully insured
US dollar returns above the rates on many foreign currency deposits
Foreign currency bonds are similar to a bank deposit: you invest money for a set period and regularly receive interest at a fixed rate.
However, bonds give investors more ways to manage their investments.
“Income Formula”
Yield — up to 9.24% per annum in USD
Coupon payments already received are retained when bonds are sold
You can sell just some of your bonds
Bonds can be sold on the exchange before maturity
A rise in the market price creates an opportunity for additional returns
Foreign currency deposit
Yield — a market average of around 5.4%
The interest rate may be recalculated if the deposit is closed early
Partial withdrawals are generally not available
No opportunity to profit from an increase in the instrument’s value
Need your money sooner?
You do not have to hold bonds until maturity. After placement, they trade on the Tashkent Republican Stock Exchange and can be sold to another market participant at the market price. Coupon payments already received remain with the investor upon sale. You can also sell just part of the portfolio while keeping the remaining bonds.
Keep in mind that the speed of a sale and the sale price depend on demand and trading activity on the exchange.
Agat Credit — yield
Three issuers — three roles in the portfolio
A coupon of up to 11.5% per annum in US dollars, paid monthly.
The issue is insured for $12.3 million, covering its $10 million face value and interest payments.
Poytaxt Bank — short maturity
An 8.5% annual coupon paid monthly, with maturity in just 1 year.
Asia Alliance Bank — stability
17 years in the market, a Moody’s international rating of B1 with a stable outlook, and an audit by Ernst & Young.
Receive income every month
Coupon payments on two bonds in the portfolio are received monthly, with an Asia Alliance Bank coupon added once a quarter.
You can withdraw the income received or use it to buy more bonds.
START INVESTING IN FOREIGN CURRENCY BONDS
A ready-made portfolio of three bond issues with a yield of up to 9.24% per annum in US dollars.
How to buy bonds
Open an account
In the mobile app or at our office: 107B Amir Temur Avenue, Tashkent. International Business Center, Block C, 12th floor
Fund your account
From a card issued by any bank in Uzbekistan, with no fee
Choose your bonds
On your own or with help from a personal investment adviser
Buy bonds
And receive returns in your brokerage account or Individual Investment Account (IIS)
Submit a request
On the website
In the app
Investments in your pocket
The Freedom Broker Uzbekistan mobile app is free and available for iOS and Android.
CONTACTS
info@ffin.uz 1135
SUPPORT IN TELEGRAM
@konsultant_ff
All materials presented on the website https://freedombrokeruz.com are for informational purposes only and do not constitute an offer to buy or sell any securities, nor do they represent an intention to provide any investment advice or services. Investing in securities involves significant risk, and investors should conduct their own research on the reliability of issuers. Past performance is not indicative of future investment results. Freedom Broker accounts can only be funded using official details and verified systems. Transfers to personal cards (P2P) and cash are prohibited. Company employees never request passwords, SMS codes, or access data. Trust information only from official sources.
*The bonds offered are issued in Uzbek soums (UZS).
Tashkent, Yunusabad district, A. Temur Avenue, 107-B
FE LLC "Freedom Finance"